A ransomware event disrupts operations and requires forensic, legal and restoration services.
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Commercial Insurance Solution
Cyber Liability
Protection designed to help organizations respond to data breaches, ransomware, privacy events and technology-dependent interruptions.
Request a ProposalWho it helps
Coverage aligned with the exposure
- Organizations that collect, store or transmit personal or confidential information
- Businesses that rely on networks, cloud platforms, payment systems or vendors
- Companies with contractual cybersecurity or privacy obligations
Claim scenarios
How a claim might arise
An employee is tricked into sending funds or credentials through a social-engineering scheme.
A lost device or vendor incident exposes protected information and triggers notification obligations.
These examples are illustrative only. Whether a claim is covered depends on the actual facts and the policy’s terms, conditions, exclusions, limits and endorsements.
Review carefully
Exclusions and options to discuss
- War, infrastructure and systemic-event wording
- Social engineering, funds transfer and invoice manipulation sublimits
- Waiting periods and valuation for business interruption
- Security-control warranties, prior-known events and unencrypted devices
Prepare for a quote
Information your broker may need
- Revenue and number of employees
- Types and volume of sensitive records
- Cybersecurity controls, backups and incident-response practices
- Prior incidents, claims and requested limits
Frequently Asked Questions
Common questions
Is cyber liability insurance required?
Requirements depend on your operations, contracts, state law and other circumstances. A Peloton broker can help identify contractual and practical requirements that apply to your organization.
How is pricing determined?
Insurers generally consider the organization’s size, operations, loss history, limits, deductibles, controls and other coverage-specific exposures.
Can this coverage be coordinated with our other policies?
Yes. Reviewing related policies together can help identify gaps, overlaps and inconsistent terms before a claim occurs.
Talk with Peloton
Build a proposal around your organization—not a generic checklist.
This page provides general information only and is not legal advice or a representation of coverage. Policy terms and availability vary by insurer and risk.