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Commercial Insurance Solution
Directors & Officers Liability
Protection for organizations and their leaders against allegations of wrongful acts in managing the organization.
Request a ProposalWho it helps
Coverage aligned with the exposure
- Private companies, nonprofits and growing organizations
- Boards, executives and organizations raising capital
- Companies navigating transactions, regulatory attention or ownership changes
Claim scenarios
How a claim might arise
A competitor, customer or regulator brings a claim against company leadership.
A board decision is challenged by donors, members or other stakeholders.
These examples are illustrative only. Whether a claim is covered depends on the actual facts and the policy’s terms, conditions, exclusions, limits and endorsements.
Review carefully
Exclusions and options to discuss
- Insured-versus-insured and major-shareholder exclusions
- Entity coverage, investigations and regulatory matters
- Prior knowledge, pending litigation and continuity dates
- Bankruptcy, mergers, acquisitions and runoff coverage
Prepare for a quote
Information your broker may need
- Ownership, governance and financial statements
- Capital-raising, transaction and litigation history
- Board composition and organizational structure
- Requested limits and prior-policy details
Frequently Asked Questions
Common questions
Is directors and officers liability insurance required?
Requirements depend on your operations, contracts, state law and other circumstances. A Peloton broker can help identify contractual and practical requirements that apply to your organization.
How is pricing determined?
Insurers generally consider the organization’s size, operations, loss history, limits, deductibles, controls and other coverage-specific exposures.
Can this coverage be coordinated with our other policies?
Yes. Reviewing related policies together can help identify gaps, overlaps and inconsistent terms before a claim occurs.
Talk with Peloton
Build a proposal around your organization—not a generic checklist.
This page provides general information only and is not legal advice or a representation of coverage. Policy terms and availability vary by insurer and risk.