A former employee alleges wrongful termination and retaliation.
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Commercial Insurance Solution
Employment Practices Liability
Protection for claims involving discrimination, harassment, retaliation, wrongful termination and other employment practices.
Request a ProposalWho it helps
Coverage aligned with the exposure
- Organizations with employees, applicants or temporary workers
- Companies expanding their workforce or operating in multiple states
- Employers seeking defense support for workplace allegations
Claim scenarios
How a claim might arise
An applicant claims discriminatory hiring practices.
Employees allege workplace harassment or failure to accommodate.
These examples are illustrative only. Whether a claim is covered depends on the actual facts and the policy’s terms, conditions, exclusions, limits and endorsements.
Review carefully
Exclusions and options to discuss
- Wage-and-hour exclusions or defense sublimits
- Third-party, immigration and independent-contractor coverage
- Choice of counsel, retentions and defense arrangements
- Prior acts, notice requirements and pending matters
Prepare for a quote
Information your broker may need
- Employee count by state
- Human-resources policies and training
- Turnover, layoffs and planned reductions
- Prior allegations, claims and current coverage
Frequently Asked Questions
Common questions
Is employment practices liability insurance required?
Requirements depend on your operations, contracts, state law and other circumstances. A Peloton broker can help identify contractual and practical requirements that apply to your organization.
How is pricing determined?
Insurers generally consider the organization’s size, operations, loss history, limits, deductibles, controls and other coverage-specific exposures.
Can this coverage be coordinated with our other policies?
Yes. Reviewing related policies together can help identify gaps, overlaps and inconsistent terms before a claim occurs.
Talk with Peloton
Build a proposal around your organization—not a generic checklist.
This page provides general information only and is not legal advice or a representation of coverage. Policy terms and availability vary by insurer and risk.