A visitor slips at the insured premises and alleges bodily injury.
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Commercial Insurance Solution
General Liability
Foundational protection for third-party bodily injury, property damage and certain personal or advertising injury claims.
Request a ProposalWho it helps
Coverage aligned with the exposure
- Businesses with customers, visitors, locations or field operations
- Organizations that sell products or perform work at client sites
- Companies required by leases or contracts to carry liability coverage
Claim scenarios
How a claim might arise
Work performed at a client site accidentally damages property.
An advertisement is alleged to infringe another party’s slogan.
These examples are illustrative only. Whether a claim is covered depends on the actual facts and the policy’s terms, conditions, exclusions, limits and endorsements.
Review carefully
Exclusions and options to discuss
- Professional services, cyber events and employee injuries
- Products-completed operations and designated-work exclusions
- Additional insured, waiver and primary/noncontributory requirements
- Deductibles, self-insured retentions and umbrella coordination
Prepare for a quote
Information your broker may need
- Operations, locations and payroll
- Revenue by product or service
- Subcontractor use and certificate procedures
- Claims history and contract requirements
Frequently Asked Questions
Common questions
Is general liability insurance required?
Requirements depend on your operations, contracts, state law and other circumstances. A Peloton broker can help identify contractual and practical requirements that apply to your organization.
How is pricing determined?
Insurers generally consider the organization’s size, operations, loss history, limits, deductibles, controls and other coverage-specific exposures.
Can this coverage be coordinated with our other policies?
Yes. Reviewing related policies together can help identify gaps, overlaps and inconsistent terms before a claim occurs.
Talk with Peloton
Build a proposal around your organization—not a generic checklist.
This page provides general information only and is not legal advice or a representation of coverage. Policy terms and availability vary by insurer and risk.